Payment Processing and Next Day Funding

When a customer makes a payment, a number of technologies and institutions work together in just a few seconds to approve the transaction and schedule payment to your account. You will get the funds from Visa®, MasterCard®, Discover® Network, and American Express® transactions as soon as the next business day.

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A hand holds a smartphone over a payment terminal, showcasing seamless mobile payment processing with Empire Paytech.

Here’s How Payment Processing Works

PayNow

Customer makes an electronic payment.

Authorization

Merchant terminal (in person) or gateway (online) electronically sends an authorization request to the customer’s issuing bank.

Confirmation

Customer’s bank approves or declines the transaction.

Feedback

Authorization or decline is sent back to the terminal or internet gateway notifying the merchant and customer of status.

Settlement

Merchant sends transaction for settlement to payment processor.

Deposit

Payment processor deposits funds into the merchant’s account.

What People Say About Us?

See real stories of how we helped others. Read our customer testimonials

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RiYaz_Mak profile picture
RiYaz_Mak
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Great customer service, Rohan helped to setup the terminals with no rush, highly recommend to use their services
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Dream Boy profile picture
Dream Boy
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Good experience
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Areen Ali profile picture
Areen Ali
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Rohan was very helpful in resolving the issue I was having with my credit card machine. He took the time to understand what was going on, assured me that it would be taken care of, and followed up just as he said he would. Today he called back and was able to fix the issue completely. I really appreciate how responsive and professional Rohan was throughout the process. Great customer service from start to finish—10/10!
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Shawn Jivani profile picture
Shawn Jivani
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Great service, great support, easy to use and set up. Everyone is super supportive and friendly At Empire! Would recommend to anyone for a primary or secondary terminal.
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Rajesh Nawani profile picture
Rajesh Nawani
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Rohan gave us very good service. We are satisfied. Thanks Rohan
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Mykala Williamson profile picture
Mykala Williamson
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Rohan was a great help!! Thank you!!
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Ilhan Jamal profile picture
Ilhan Jamal
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Great experience, Rohan helped out great, quick easy and multilingual
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Sam Makani profile picture
Sam Makani
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Excellent experience with Empire Tech! Their customer service has been outstanding. A special thank you to Neha, who went above and beyond to resolve my online ACH processing issue. She stayed on top of everything until it was fully resolved and made the entire process smooth and stress-free. Truly appreciate her professionalism and dedication. Highly recommend Empire Tech!
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mangesh kurade profile picture
mangesh kurade
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I had a great experience working with Ms. Neha; she's extremely responsive and communicates effectively.

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