Payment Processing and Next Day Funding
When a customer makes a payment, a number of technologies and institutions work together in just a few seconds to approve the transaction and schedule payment to your account. You will get the funds from Visa®, MasterCard®, Discover® Network, and American Express® transactions as soon as the next business day.
Here’s How Payment Processing Works
PayNow
Customer makes an electronic payment.
Authorization
Merchant terminal (in person) or gateway (online) electronically sends an authorization request to the customer’s issuing bank.
Confirmation
Customer’s bank approves or declines the transaction.
Feedback
Authorization or decline is sent back to the terminal or internet gateway notifying the merchant and customer of status.
Settlement
Merchant sends transaction for settlement to payment processor.
Deposit
Payment processor deposits funds into the merchant’s account.
What People Say About Us?
See real stories of how we helped others. Read our customer testimonials
Posted on Google![]()
RiYaz_MakTrustindex verifies that the original source of the review is Google.
Great customer service, Rohan helped to setup the terminals with no rush, highly recommend to use their servicesPosted on Google![]()
Dream BoyTrustindex verifies that the original source of the review is Google.
Good experiencePosted on Google![]()
Areen AliTrustindex verifies that the original source of the review is Google.
Rohan was very helpful in resolving the issue I was having with my credit card machine. He took the time to understand what was going on, assured me that it would be taken care of, and followed up just as he said he would. Today he called back and was able to fix the issue completely. I really appreciate how responsive and professional Rohan was throughout the process. Great customer service from start to finish—10/10!Posted on Google![]()
Shawn JivaniTrustindex verifies that the original source of the review is Google.
Great service, great support, easy to use and set up. Everyone is super supportive and friendly At Empire! Would recommend to anyone for a primary or secondary terminal.Posted on Google![]()
Rajesh NawaniTrustindex verifies that the original source of the review is Google.
Rohan gave us very good service. We are satisfied. Thanks RohanPosted on Google![]()
Mykala WilliamsonTrustindex verifies that the original source of the review is Google.
Rohan was a great help!! Thank you!!Posted on Google![]()
Ilhan JamalTrustindex verifies that the original source of the review is Google.
Great experience, Rohan helped out great, quick easy and multilingualPosted on Google![]()
Sam MakaniTrustindex verifies that the original source of the review is Google.
Excellent experience with Empire Tech! Their customer service has been outstanding. A special thank you to Neha, who went above and beyond to resolve my online ACH processing issue. She stayed on top of everything until it was fully resolved and made the entire process smooth and stress-free. Truly appreciate her professionalism and dedication. Highly recommend Empire Tech!Posted on Google![]()
mangesh kuradeTrustindex verifies that the original source of the review is Google.
I had a great experience working with Ms. Neha; she's extremely responsive and communicates effectively.